Secure Financial Transactions

Meet PSD2 requirements. Eliminate tampering. Replace SMS OTPs for good. Get powerful built-in Strong Customer Authentication (SCA) that actually stops fraud!

Most transaction fraud doesn’t happen after authentication - it happens during it.

LoginRadius SCA solves this by cryptographically binding every user approval to the exact transaction details - amount and payee - using secure backend-generated linking IDs.

No interception. No manipulation. No replay attacks

Built to Protect Every Transaction Layer

Built to Protect Every Transaction Layer
  • Hide Payment Data: Move sensitive checkout data out of the web browser and into secure backend channels so it can't be stolen.
  • Lock Transaction Details: Lock the user's approval directly to the exact amount and payee so nobody can alter the payment midway.
  • Stop SMS Fraud: Replace weak SMS codes with secure, phone-bound push notifications and biometrics to block hackers.
  • Meet PSD2 Compliance: Automatically meet strict PSD2 rules to pass security audits and shift the financial blame for fraud away from your business.

More Than Just Payments

Your highest-risk actions go beyond checkout, and your security should too.

LoginRadius SCA extends protection across:

  • Payments (lr_payment) → Secure high-value transactions

  • Account Changes (account_change) → Prevent unauthorized profile updates

  • Data Exports (data_export) → Protect sensitive user data

Every action is evaluated in real time, with transaction context embedded directly into the authentication flow.

strong customer authentication

Ready to Secure Your Transactions?